WHY CANADIANS LOVE THE GREATER PALM SPRINGS AREA

Surrounded by stunning mountain ranges and famous for its sunshine, natural beauty, and relaxed lifestyle, Greater Palm Springs is one of the most desirable destinations in North America. With nine unique desert cities—Palm Springs, Palm Desert, Rancho Mirage, La Quinta, Indian Wells, Indio, Cathedral City, Desert Hot Springs, and Coachella—the region offers a wide range of neighborhoods, properties, and lifestyles.

 

With over 350 days of sunshine annually, direct access to major travel hubs (L.A., San Diego, Phoenix, Las Vegas), and a strong infrastructure of healthcare, leisure, and golf, it’s no wonder Canadians continue to invest here—whether as snowbirds, vacation homeowners, or investors.

 

 

WHY WORK WITH BRAD SCHMETT REAL ESTATE GROUP

Brad Schmett Real Estate Group has extensive experience working with Canadian clients and understands the unique financial, logistical, and cross-border considerations involved. From financing and legal referrals to closing and post-sale support, Brad’s team offers a seamless, personalized experience backed by local expertise and proven results.

STEPS TO PURCHASING IN THE U.S.

Purchasing property in the United States as a Canadian is a straightforward process—but it does come with important legal, financial, and logistical considerations. At Brad Schmett Real Estate Group, we guide you through each step with clarity and expertise, ensuring your cross-border transaction is smooth, secure, and aligned with your goals. The following steps outline what to expect when buying a home in Greater Palm Springs, from initial planning to closing and beyond.

  • - All-Cash Buyers: You’ll need a letter of proof of funds in USD from your financial institution.

    - Financing: Canadian citizens can obtain U.S. mortgage loans, though rates and terms vary. Our team can refer you to lenders familiar with cross-border financing.

    - Pre-Approval: Required before submitting offers. Helps define budget and shows sellers you're ready to move forward.

    1. Budget
1. Budget
2. Research
3. Offer
4. Inspection
5. Closing
1. Budget

OTHER IMPORTANT NOTES

Transaction Costs.

- Expect 1–2% of the purchase price in closing costs (escrow, title, prorated taxes/HOA dues).

- Inspections range from $300 to $600 depending on property size.

- If financing, lender fees will vary based on the loan.

Home Insurance.

Homeowner’s insurance is required before closing. We can refer you to insurance providers familiar with second homes and Canadian clients.
 

Seller Disclosures & Legal Protections.

California law requires full disclosure by sellers of all known material issues with a property. Buyer protections are strong, with well-defined timelines and contingency options.

What Canadian Clients Are Saying

David Melnick

Toronto

“Brad Schmett Real Estate Group is the best real estate team in the Coachella Valley... professional, accommodating, and truly looking out for your best interest.”

Geoffrey Watson

Calgary

“The service you provided should be highly commended. Your advice during due diligence was particularly valuable for us as Canadians.”

Rodger & Gail Edmunds

Vancouver

“Brad and his team are warm, knowledgeable, and professional. I cannot imagine a better REALTOR®.”

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